If you find a link, post it here. If true, it would be a disappointing trend. It's not like private insurance rates are significantly different ... about 10% lower, on average according to the HCCI study. That comes nowhere near making up for prices paid by all private payers (self-insured and privately insured) that are on average 2 1/2 to 3 times Medicare rates.
Merrill, I also thought that the NYT article missed the mark on Medicare. If they age-adjusted the Medicare demographic cohort each year, it's likely that the flood of younger, healthier Baby Boomers whose lower per capita costs along with Covid’s killing off high-spend elderly contributed to the flatlining.
I read just this week - -forget where -- that self-funding among large employers is down.
If you find a link, post it here. If true, it would be a disappointing trend. It's not like private insurance rates are significantly different ... about 10% lower, on average according to the HCCI study. That comes nowhere near making up for prices paid by all private payers (self-insured and privately insured) that are on average 2 1/2 to 3 times Medicare rates.
Here you go, via Bob Herman's Stat newsletter: survey by the Employee Benefit Research Institutute: https://www.ebri.org/publications/research-publications/issue-briefs/content/trends-in-self-insured-health-plans-overall-trends-mask-differences-by-firm-size?utm_campaign=health_care_inc&utm_medium=email&_hsmi=272672483&utm_content=272672483&utm_source=hs_email
Merrill, I also thought that the NYT article missed the mark on Medicare. If they age-adjusted the Medicare demographic cohort each year, it's likely that the flood of younger, healthier Baby Boomers whose lower per capita costs along with Covid’s killing off high-spend elderly contributed to the flatlining.