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I'm disappointed that your excellent analysis didn't draw more comments from your readers. Perhaps it's just fatigue - AHIP & PhRMA keep rolling out the same old tropes about impending disaster and the end of drug research. As an actively retired 85 year-old who first enrolled in Medicare 20 years ago, I've been enrolled in MA plans for the past ten years for two principle reasons:

1. the hospitals and physicians that my wife and I use virtually all were in-network; and

2. convenience; I no longer had to pay premiums to Medigap and a Part D drug plan as they all were rolled into the MA plan.


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